> ## Documentation Index
> Fetch the complete documentation index at: https://docs.laportenard.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Payments

> API endpoints for payment processing and credit checks.

All payment endpoints require [authentication](/api-reference/authentication).

## List payment methods

<Card>
  **POST** `/pos-api/v1/payments/methods`
</Card>

Returns the available payment methods configured for the POS session.

### Response

```json theme={null}
{
  "payment_methods": [
    {
      "id": 1,
      "name": "Cash",
      "type": "cash"
    },
    {
      "id": 2,
      "name": "Credit Card",
      "type": "card"
    }
  ]
}
```

## Check customer credit

<Card>
  **POST** `/pos-api/v1/customers/credit-check`
</Card>

Checks whether a customer is eligible for credit payment at the requested amount.

### Request

```json theme={null}
{
  "partner_id": 42,
  "amount": 1500.00
}
```

### Response

```json theme={null}
{
  "eligible": true,
  "credit_limit": 5000.00,
  "current_balance": 1200.00,
  "available_credit": 3800.00
}
```

See [Credit payments](/guides/credit-payments) for the full payment flow.

## Create credit note

<Card>
  **POST** `/pos-api/v1/orders/credit-note`
</Card>

Creates a partial credit note for an order with voided items. Only non-voided items are included in the credit note.

### Request

```json theme={null}
{
  "pos_reference": "NU/CFG1/S42/1709123456789-3f7a"
}
```

### Response

```json theme={null}
{
  "success": true,
  "credit_note_id": 123,
  "lines": [
    {
      "product_name": "Grilled Chicken",
      "quantity": 1,
      "price_unit": 450.00,
      "is_voided": false
    }
  ]
}
```

Requires the `refund` permission. The order must have an NCF and no prior credit note.